Testimonials
Bob and Nancy B.
"I have dealt with several mortgage lenders over the years, and Jim is the only one that provided no surprises and delivered on what he promised. He worked tirelessly to find me the right product, and answered my questions honestly and accurately
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Robert B., Cumming, GA
"Jim is very knowledgeable and informative. I will continue to refer my clients for permanent loans to him!
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James Melton, Atlanta Private Lending
“Jim was up front, honest, and transparent throughout our entire loan process. He was responsive, and we closed on a transaction that was consistent with everything laid out on the front end of our discussions.”
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Our most popular programs:
Fixed Rate Loans
Our most popular loans by far are fixed rate loans, both for historical reasons as well as to offset the general uncertainty that our economy and our future holds.
Adjustable Rate Loans
For the right circumstance, an A.R.M., or Hybrid Fixed Period loan as they are sometimes referred to, can save you thousands of dollars in interest.

VA Home Loans
Current military and retired military veterans, you have served your Country well! And there is a reward for that service, in a VA loan.
Notice: 1800myloans.com is a privately owned and maintained web site by James Duffy. All mortgage loans are originated through Heritage Bank of the South, as James Duffy (NMLS#35122) is a mortgage loan originator for Heritage Bank of the South.